When can I enroll in health insurance?

You can enroll during the annual Open Enrollment Period (November 1 - January 15) or during a Special Enrollment Period if you experience a qualifying life event such as losing other coverage, moving to a new state, getting married, or having a baby.

What subsidies are available for health insurance?

Two main subsidies are available: Premium Tax Credits (which lower monthly premiums based on income) and Cost Sharing Reductions (which lower out-of-pocket costs for Silver plans). Eligibility depends on household income and family size.

How do I find out what plans are available in my state?

Plans vary by state, county, and insurance carrier network. A licensed insurance agent can review options specific to your location and help you compare coverage and costs.

Terms of Use

Effective date: September 13, 2026 · WECARE SOLUTIONS LLC d/b/a WeCare Media Group

These Terms of Use govern your use of our websites, including insuranceplansusa.com and insurancewecare.com (each, the "Site"), operated by WECARE SOLUTIONS LLC d/b/a WeCare Media Group ("WeCare," "we," "us"). By using the Site you agree to these Terms and to our Privacy Policy.

1. What this Site is — and is not

The Site is an insurance-marketing and referral service. We are not an insurance company, and we do not sell insurance policies directly on this Site. We connect consumers with licensed insurance agents and agencies. This Site is privately owned and is not a government website; it is not affiliated with or endorsed by the Centers for Medicare & Medicaid Services, healthcare.gov, or any state Marketplace. We do not offer every plan available in your area, and any information we provide is limited to the plans offered by the agents and agencies we connect you with.

2. No insurance, legal, or tax advice

Content on the Site is general information only. Plan availability, premiums, subsidy eligibility, and enrollment windows vary by state, county, household, and income, and can change. Only a licensed agent, the carrier, or the Marketplace can confirm your eligibility and enrollment options.

3. Consent to be contacted

If you submit your phone number with the consent shown on the form, you authorize the sellers named in that consent to contact you as described there. Consent is not a condition of purchase, and you can revoke it at any time (reply STOP to texts or ask the caller to add you to their do-not-call list). Calls placed to numbers on this Site may be recorded.

4. Acceptable use

You agree not to submit false information, use another person's identity or phone number, scrape or harvest data, interfere with the Site's operation, or use the Site for any unlawful purpose.

5. Intellectual property

The Site and its content are owned by WECARE SOLUTIONS LLC d/b/a WeCare Media Group or its licensors and protected by law. You may not reproduce or distribute Site content without written permission.

6. Disclaimers and limitation of liability

The Site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, WeCare is not liable for indirect, incidental, or consequential damages arising from your use of the Site, and our total liability shall not exceed $100. Nothing here limits liability that cannot be limited under applicable law.

7. Governing law and changes

These Terms are governed by the laws of the State of Florida. We may update these Terms; continued use after changes constitutes acceptance. Questions: hello@wecaremediagroup.com.