When can I enroll in health insurance?

You can enroll during the annual Open Enrollment Period (November 1 - January 15) or during a Special Enrollment Period if you experience a qualifying life event such as losing other coverage, moving to a new state, getting married, or having a baby.

What subsidies are available for health insurance?

Two main subsidies are available: Premium Tax Credits (which lower monthly premiums based on income) and Cost Sharing Reductions (which lower out-of-pocket costs for Silver plans). Eligibility depends on household income and family size.

How do I find out what plans are available in my state?

Plans vary by state, county, and insurance carrier network. A licensed insurance agent can review options specific to your location and help you compare coverage and costs.

Privacy Policy

Effective date: September 13, 2026 · WECARE SOLUTIONS LLC d/b/a WeCare Media Group

This Privacy Policy describes how WECARE SOLUTIONS LLC d/b/a WeCare Media Group ("WeCare," "we," "us") collects, uses, and shares information when you visit our websites, including insuranceplansusa.com and insurancewecare.com (each, the "Site"), or submit information through them. Each Site is a privately owned insurance-marketing website; it is not a government site and is not affiliated with Medicare, CMS, healthcare.gov, or any state Marketplace.

1. Information we collect

Information you provide: name, phone number, email address, state of residence, and your answers to our coverage questionnaire (for example household size or enrollment situation). Information collected automatically: IP address, device and browser information, the page you landed on, the referring source and advertising identifiers (such as campaign and click identifiers), and cookies or similar technologies that help us measure advertising and remember your visit. We use third-party consent-verification services (such as ActiveProspect TrustedForm) that independently document your form submission and consent.

2. How we use information

We use your information to connect you with licensed insurance agents and agencies, respond to your requests, verify consent, measure and improve our advertising, prevent fraud, and comply with legal obligations.

3. How we share information — including sale of leads

When you submit your information and agree to our consent language, we share (and may sell) your contact information and questionnaire answers to the insurance sellers named in that consent — including CareTeam Insurance & Financial Services and the companies listed on our Marketing Partners page — so a licensed agent can contact you about health insurance options. We also share information with service providers who operate the Site, call routing, analytics, and consent verification on our behalf, and when required by law. We do not share your information with parties that are not named in your consent or acting as our service providers.

4. Telephone and text communications

If you provide your phone number with consent, the named sellers may contact you by phone or text message, including through automatic telephone dialing systems and prerecorded or artificial-voice messages. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to any text or telling the caller to place you on their do-not-call list. Calls may be recorded for quality and compliance.

5. Your privacy rights

Depending on your state (including California, Colorado, Connecticut, Texas, Virginia and others), you may have the right to know, access, correct, delete, or opt out of the sale or sharing of your personal information. To exercise any right, email hello@wecaremediagroup.com with the subject "Privacy Request" and the phone number or email you submitted. We will verify and respond as required by applicable law. We do not knowingly collect information from anyone under 18; this Site is intended for adults.

6. Data retention and security

We retain lead and consent records for as long as needed for the purposes above and to meet legal and audit obligations (consent documentation is retained for a minimum of five years). We use commercially reasonable technical and organizational safeguards; no method of transmission or storage is completely secure.

7. Changes and contact

We may update this policy; the effective date above reflects the latest version. Questions: WECARE SOLUTIONS LLC d/b/a WeCare Media Group, 13630 NW 8th St, Suite 205, Sunrise, FL 33325 · hello@wecaremediagroup.com.